NodeRails
Pre-Seed · April 2026
Crypto & stablecoin billing infrastructure for SaaS & AI
The first crypto billing platform with a production-grade subscriptions engine and dispute/chargeback support - purpose-built for SaaS & AI companies accepting crypto payments.
⚡ Subscriptions Engine
💳 Hosted Checkout
📄 Invoices
🛡️ Disputes & Chargebacks
🔗 APIs & SDKs
📊 Risk & Compliance
↗ Mohit Bhat · Founder · noderails.com
Four forces are converging to make crypto billing infrastructure inevitable.
📈
Stablecoin tipping point
Supply crossed $300B (projected $3T by 2030). Adjusted volume hit $9T in 2025, growing 87% YoY. Stablecoins are becoming the default payment rail.
🤖
AI agent economy emerging
Gartner projects autonomous AI commerce will reach $30T by 2030. Agents need programmatic, crypto-native billing. No one is building it.
⚖️
Regulatory clarity
GENIUS Act passed. Bipartisan consensus that crypto is here to stay. Builders and institutions now have the framework to move forward.
🏦
Institutional adoption wave
Visa, PayPal, Stripe, JPMorgan, Fidelity are all going crypto. Circle IPO'd. Stripe acquired Bridge. The rails are being laid.
Stablecoin adoption curve
Timing
Crypto payments are capturing a growing share of the $3.3T global payments market. The infrastructure layer is wide open. The window to own crypto billing for SaaS is now.
Every layer of this market is growing faster than traditional payments. AI and stablecoins are compounding the opportunity.
TAM
$3.3T
Global digital payments revenue
Growing ~9% YoY · Every dollar that moves digitally
SAM
$600B
Crypto & stablecoin payments (goods & services)
Growing 3-5x faster · Taking increasing share from fiat rails
SOM
$2-3B
Crypto payment infrastructure
Sub-1% penetrated · No one owns SaaS billing yet
Growth catalyst
As AI agents, autonomous commerce, and on-chain SaaS scale, crypto payments will capture an increasingly large share of the $3.3T global payments market. Stablecoin supply is projected to grow from $300B to $3T by 2030. NodeRails is positioned at the infrastructure layer where all of this volume flows through.
💡
Key insight: Existing players are payment gateways that convert crypto to fiat. NodeRails is a billing platform - subscriptions, disputes, invoicing, and checkout - natively on crypto rails. The only one built specifically for SaaS and AI companies.
🔒
Compliant Private Payments
Privacy-preserving transactions that meet regulatory requirements. Using zero-knowledge proofs and selective disclosure, merchants and consumers get transaction privacy without sacrificing compliance. No other crypto payment platform offers this.
Zero competitors
⚡
Subscription Billing Engine
Production-grade recurring billing with automated wallet charges, plan management, trial periods, usage-based metering, proration, dunning, and retry logic. Purpose-built for crypto-native SaaS and AI companies that need Stripe-level billing on-chain.
Only production-grade engine
🛡
Dispute & Chargeback System
The first on-chain dispute resolution framework for crypto payments. Consumers get buyer protection, merchants get fair arbitration, and the platform earns trust that drives retention. This is why crypto commerce lacks consumer adoption - we fix it.
Industry first
🪙
Custom Company Token Support
Companies launching idea coins, ICOs, or branded tokens can accept them as payment after passing our liquidity and security checks. No other billing platform vets and onboards custom tokens as a native payment method.
Unique capability
🚀
Compounding advantage: Each moat reinforces the others. Private payments attract privacy-conscious SaaS buyers. Subscriptions create sticky recurring revenue. Disputes build consumer trust that accelerates adoption. Together they create a billing stack no competitor can replicate quickly.
Everything below is shipped, deployed, and ready for merchants to integrate today.
⚡
Subscriptions & Recurring Billing
Create plans, manage billing cycles, retries, dunning, and renewal logic natively on-chain.
💳
Hosted Checkout & Payment Links
Drop-in checkout that works with stablecoins and tokens. Shareable payment links for any use case.
📄
Invoice Generation
Automated invoicing with status tracking, payment matching, and reconciliation.
🔗
APIs, SDKs & Webhooks
Full REST API, client SDKs, and real-time webhooks for programmatic integration.
📊
Merchant Dashboard
Real-time analytics, transaction history, customer management, and reporting.
🛡️
Disputes & Chargebacks
Industry-first dispute resolution for crypto payments. Buyer protection that builds trust.
5 design partners onboarding
Sign-up to first payment in <7 days
Stablecoins default, any-token optional
💳
1 – 3%
Transaction fee on every payment
1% minimum per transaction. Scales with merchant volume. Core revenue engine from day one.
🧩
+
Premium services & products
Advanced risk tools, compliance workflows, analytics, and priority support - charged as add-ons.
Revenue layers compound as the platform expands
→
Subscriptions
Recurring revenue
→
→
→
We take a small fee on every payment processed. A tiny fraction of crypto volume gets us to $2M. These projections are from transaction fees alone - additional revenue from premium services, compliance tools, and add-on products is not included.
Conservative
Base Case
Upside
Total processed volume
$60M
$150M
$300M
Blended take rate
1.2%
1.3%
1.5%
Annual revenue run rate
$720K
~$2M
~$4.5M
Share of $600B retail crypto
0.01%
0.025%
0.05%
Revenue run rate (end of year 1)
Why this is credible
$150M processed volume at a 1.3% take rate = ~$2M ARR. That is 0.025% of retail crypto payments. A rounding error of the market. As merchants grow, volume compounds.
Pre-Seed (Now)
Foundation
V1 live: subs, payments, links, SDK
Fiat-to-crypto partnerships
Agent payments integration
Onboard first paying merchants
Seed (6-18 mo)
Scale
Crypto card integrations
Private payments
Offramp to bank
$2M ARR target
Series A (18+ mo)
Platform
Regulatory licenses
Infra licensing revenue
Full settlement orchestration
Complete crypto billing platform
Pre-seed capital allocation
Engineering & Team Building (35%)
Legal, Compliance & Licensing (20%)
Infrastructure & Security (15%)
NodeRails
Raising pre-seed to become the default billing layer for internet software on crypto rails
The complete crypto billing stack with the only production-grade subscriptions engine and dispute system in the market. Built, shipped, and ready to scale.
Mohit Bhat · Founder · noderails.com