NodeRails

NodeRails Pitch Deck

The Most Advanced Crypto Payment Infrastructure

Subscriptions Engine Private Hosted Checkout Disputes & Chargebacks Payouts & Settlement

Invoices Risk controls APIs & SDKs Wallet-card

NodeRails provides the operating infrastructure that turns crypto into a trusted, compliant, and scalable payment method for businesses worldwide.

Merchant reality

Crypto payment tools fail where real merchants operate.

Stablecoins solve settlement. Merchants still need the infrastructure that makes payments work.

No recurring billing

No chargeback protection

No privacy for users and merchants

Fragmented checkout UX

Weak fraud controls

Compliance is manual

Settlement is messy

Wallet UX kills retention

What NodeRails gives merchants that crypto gateways don't.

The complete operating stack for crypto revenue from payment acceptance to settlement.

Unique NodeRails Payment The control plane for crypto merchants payment acceptance, recurring revenue, customer trust, compliance, and reconciliation.

Best In Classs Recurring billing engine

Plans, renewals, retries, invoices, and subscription lifecycle states built for crypto.

Only NodeRails Disputes & chargebacks

Offering comprehensive dispute management and refund workflows for merchants and customers.

Merchant-grade Fraud & compliance

Automated risk screening and compliance workflows for every transaction.

All in One Hosted checkout

Easy SDKs and complete checkout experiences that make crypto payments easy to integrate.

Privacy layer Private payments

We are focused on payment privacy so merchants can protect user data without breaking compliance workflows.

Operations Settlement dashboard

Real-time insight into revenue performance, subscription growth, settlements, and payment operations from a single source of truth.

Merchant operations are already live in one dashboard.

Product proof Merchant dashboard

One control plane for payment volume, subscriptions, invoices, disputes, payouts, and customer operations.

End-to-end payment, settlement, and dispute insights Complete transaction lifecycle visibility Real-time revenue, settlement, and dispute tracking

Competitive Advantage

Crypto gateways stop at acceptance. NodeRails owns the operating layer around every transaction.

Checkout removes wallet friction before it kills conversion.

Product proof Hosted checkout

A clean flow lets merchants accept stablecoins without exposing customers to raw chain and wallet complexity.

Fully customizable merchant-branded checkout experiences Complete payment transparency across assets, networks, and amounts Designed for everyday consumers, not just crypto natives

Conversion layer

Turning stablecoin payments into a scalable revenue channel through seamless checkout experiences.

Payment links turn stablecoin collection into a repeatable workflow.

Product proof Payment links

Merchants can create, share, track, and reconcile crypto payment links without custom engineering for every collection flow.

Reusable payment links for recurring and one-off collections Real-time visibility into customers, payments, and transaction status Real-time event notifications for seamless integrations

Distribution wedge

A simple onboarding path that starts with payment links and expands into recurring billing, settlements, and operational workflows.

Launching Wallcard on the NodeRails Card Network

A wallet that works like a bank account + debit card experience for crypto-native users.

Product proof The first wallet in card form

Wallcard makes wallet accounts feel more familiar to customers, giving merchants a path toward repeat use instead of single payments.

Share a bank-style number instead of a long crypto address Sign transactions with CVV, PIN, and OTP familiar rails, crypto-level control Card-first self-custody as simple as Privy made email login.

Investor note

NodeRails can own both merchant operations and customer payment familiarity, creating expansion beyond gateway fees.

Growth, Adoption & Proof

Backed by ecosystem partners, validated by leading builder programs, and already onboarding merchants ahead of broader market expansion.

Ecosystem backing W3X Incubation, LvlUp Ventures & BagsApp

Strategic incubation and distribution support to move NodeRails from product buildout into live merchant integrations.

10+ Merchants onboarded

1000+ People on Wallcard waitlist

300+ Users across socials & community

$100K NRL token mcap within 1 month

Liquidity partners

10+ licensed partners for crypto-fiat liquidity across 120+ countries

On-ramp, off-ramp, and settlement coverage so merchants can move between stablecoins and fiat without rebuilding treasury ops in every market.

Strategic advisors

Mai FujiMoto Founder of Intmax & zERC20io

Yu Ayato Business Manager at Intmax

Advisor network helping NodeRails navigate ZK payments, ecosystem partnerships, enterprise GTM, and merchant adoption.

Recognition

Superteam Colosseum Frontier Hackathon Sidetrack Winner

Selected by one of Solana's highest-signal builder ecosystems, validating product velocity and technical depth.

The payments market is enormous, and crypto infrastructure has barely penetrated it.

Market distribution

$3.3T

global digital payments opportunity

Merchant commerce keeps moving online and cross-border

$2-3B

crypto payment infrastructure today

Early gateway revenue is still tiny relative to payment volume

<0.1%

current penetration

Room for a merchant operating layer to become the category default

Market trends

Stablecoin payments are accelerating

$374.5B labeled stablecoin payment volume in 2025, up 76% YoY
1.1B payment transactions in 2025, up 107% YoY
$350–550B real-economy stablecoin payments, growing ~60% YoY
Consumer-to-business payments +128% YoY to 284.6M transactions
Average ticket size down 15% to $342, more retail and more frequency

Clear revenue layers from day one.

Payment volume is the wedge. Software, Wallcard, and infrastructure products expand ARPU as merchants scale.

Core revenue 01

1–2% transaction fees

Merchant take rate on checkout, payment links, subscriptions, and invoicing. Volume-linked revenue from every payment processed on NodeRails.

Software revenue 02

Value-added services

Paid plans for advanced billing, disputes, compliance workflows, risk controls, analytics, and enterprise admin, with recurring SaaS on top of payment volume.

Consumer product 03

Wallcard revenue

On-ramp, off-ramp, top-ups, and in-app products on the wallet-card network. New consumer monetization beyond merchant gateway fees.

Infrastructure 04

Sub-product licensing

Components we built internally, including pricing API, multichain TX manager, and subscription engine modules, licensed to fintechs, wallets, and payment companies.

Competition exists. NodeRails wins on depth.

Most crypto gateways stop at checkout. Few combine subscriptions, disputes, fiat settlement, and consumer wallet UX in one platform.

Landscape Gateways vs. operating stack

Coinbase Commerce, BitPay, and similar tools accept crypto but leave merchants to stitch together billing, compliance, settlement, and retention on their own.

NodeRails is built as the full merchant operating layer, not another single-feature gateway.

Why we win

Lowest settlement fees

Among the lowest crypto-to-fiat settlement fees for merchants at 0.3–1.3%, depending on corridor and volume.

MTXM multichain TX manager

Our multichain transaction manager handles payment processing at 50K tx/sec with reliable cross-chain settlement.

Best subscription engine

Production-grade recurring billing, renewals, retries, and invoice lifecycle built natively for crypto merchants.

Team velocity

Founders with deep payments + crypto infra experience. We ship fast and have already live merchant operations in market.

Best UX & feature depth

One of the most feature-rich merchant platforms with checkout, links, dashboard, disputes, and Wallcard in a cohesive product.

Single operations platform

Acceptance, retention, risk, compliance, and settlement in one dashboard with no patchwork of vendors.

Raising to prove the merchant wedge, not just build more crypto payment features.

Capital is focused on converting early product proof into paid merchant adoption, measurable GMV, and enterprise-ready payment infrastructure.

Round ask Raising
$500K Pre-Seed

Capital turns the product into a paid merchant stack with measurable design-partner and GMV proof.

12-18 month target

100

paying merchant teams

$125K

monthly GMV target

~$2M

ARR base case

Use of funds

Product + payments infra

Checkout, billing, disputes, compliance, reliability.

45%

Design partners + GTM

Merchant pilots, founder-led sales, onboarding playbooks.

30%

Risk + enterprise readiness

Security, admin controls, policy workflows, legal setup.

20%

Ops reserve

Cloud, finance, compliance, and operating buffer.

5%

Team built for payments infra + crypto

Mohit Bhat

Founder & CEO

Web3 infrastructure engineer across 15+ networks. Ex Fleek Network, Ex Singularity, Ex Accubits. 60+ hackathon wins, ETHGlobal finalist 4x, GSoC, Summer of Bitcoin, Ethereum India Fellow.

🏢Ex Fleek Network - Web3 Engineer 🏢Ex Singularity - Founding Lead Blockchain Engineer 🏢Ex Accubits 📦Ex Flipkart Grid 🏆60+ hackathon wins · 15+ countries 🌐ETHGlobal finalist 4x 📚GSoC · Summer of Bitcoin · Ethereum India Fellow 👥Mentored 50,000+ students

Jatin Gupta

Co-Founder & CTO

Backend and fintech infrastructure engineer. Owns collections systems at Paisabazaar Payments. Experience across payments, cloud infrastructure, decentralized AI compute, and high-scale APIs.

🏢Paisabazaar - Software Engineer, Payments & Collections 💰Rs 100Cr+ monthly collections managed 🏢Ex Planck Network - Backend Engineer ☁️Ex Elucidata - 100K+ req/month APIs · AWS Infra 🏢Ex Scoreme Solutions - Project Lead 🏆Top 2% Forage Program 🎓GirlScript Scholar ⚙️Terraform to Terragrunt migration · 80% infra effort reduction

Invest in our team you will never regret

Stablecoins solved settlement. Merchants still need the operating layer. That's what we're building at NodeRails. We'd love you on this round.

noderails.com Product docs @noderails business@noderails.com

Mohit Bhat · Founder · NodeRails