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NodeRails Pitch Deck

The Most Advanced Crypto Financial Infrastructure

Subscriptions Engine Private Hosted Checkout Disputes & Chargebacks Payouts & Settlement
Invoices Risk controls APIs & SDKs Wallet-card & Neo Bank

NodeRails provides the operating infrastructure that turns crypto into a trusted, compliant, and scalable payment method for businesses worldwide.

Merchant reality

Crypto payment tools fail where real merchants operate.

Stablecoins solve settlement. Merchants still need the infrastructure that makes payments work.

No recurring billing
No chargeback protection
No privacy for users and merchants
Fragmented checkout UX
Weak fraud controls
Compliance is manual
Settlement is messy
Wallet UX kills retention

What NodeRails gives merchants that crypto gateways don't.

The complete operating stack for crypto revenue from payment acceptance to settlement.

Unique NodeRails Payment The control plane for crypto merchants payment acceptance, recurring revenue, customer trust, compliance, and reconciliation.
Best In Classs Recurring billing engine

Plans, renewals, retries, invoices, and subscription lifecycle states built for crypto.

Only NodeRails Disputes & chargebacks

Offering comprehensive dispute management and refund workflows for merchants and customers.

Merchant-grade Fraud & compliance

Automated risk screening and compliance workflows for every transaction.

All in One Hosted checkout

Easy SDKs and complete checkout experiences that make crypto payments easy to integrate.

Privacy layer Private payments

We are focused on payment privacy so merchants can protect user data without breaking compliance workflows.

Operations Settlement dashboard

Real-time insight into revenue performance, subscription growth, settlements, and payment operations from a single source of truth.

Every payment is tracked from capture to settlement.

NodeRails Payments
NodeRails payments dashboard
Product proof Track payments easily

Merchants see amount, customer, network, token, fees, and settlement status for every payment intent in one place.

Full payment lifecycle filters from created to settled and refunded Tax, platform fee, and net settlement breakdown per payment Multichain visibility across networks like Sui, Solana, and Ethereum
Operating layer

Not just acceptance. NodeRails gives merchants the payment ops console they need to run crypto revenue.

Checkout removes wallet friction before it kills conversion.

NodeRails Checkout
NodeRails hosted checkout
Product proof Hosted checkout

A clean flow lets merchants accept stablecoins without exposing customers to raw chain and wallet complexity.

Fully customizable merchant-branded checkout experiences Complete payment transparency across assets, networks, and amounts Designed for everyday consumers, not just crypto natives
Conversion layer

Turning stablecoin payments into a scalable revenue channel through seamless checkout experiences.

Payment links turn stablecoin collection into a repeatable workflow.

NodeRails Payment Links
NodeRails payment links
Product proof Payment links

Merchants can create, share, track, and reconcile crypto payment links without custom engineering for every collection flow.

Reusable payment links for recurring and one-off collections Real-time visibility into customers, payments, and transaction status Real-time event notifications for seamless integrations
Distribution wedge

A simple onboarding path that starts with payment links and expands into recurring billing, settlements, and operational workflows.

Payouts let merchants send crypto to many recipients in one flow.

NodeRails Payouts
NodeRails payouts dashboard
Product proof Payouts

Approve once, then send now, later, or on a recurring schedule. Built for merchant payouts, not one-off transfers.

Multi-recipient payouts with CSV import Now, later, and recurring payout scheduling Wallet balance and on-contract funds visibility before sending
New surface

Collections and payouts in one stack. Merchants keep money moving without stitching treasury tools together.

Bank accounts per country, on global fiat rails.

NodeRails Bank
NodeRails bank accounts dashboard
Product proof Global bank accounts

Open local deposit accounts by country and settle across ACH, Wire, FedNow, SEPA, SPEI, Pix, and more.

USD, EUR, MXN, BRL, GBP, COP and more country accounts Local rails like ACH, SEPA, Pix, SPEI, and Faster Payments Separate from merchant crypto wallets, ready for fiat settlement
Fiat bridge

Crypto acceptance plus local banking rails in one merchant platform.

Launching Wallcard on the NodeRails Card Network

A wallet that works like a bank account + debit card experience for crypto-native users.

Wallcard
Wallcard product screenshot
Product proof The first wallet in card form & Neo Bank

Wallcard makes wallet accounts feel more familiar to customers, giving merchants a path toward repeat use instead of single payments.

Top up with crypto or stablecoins spend via physical or virtual cards. Bank style account number, CVV, PIN, and OTP instead of seed phrases and long addresses. Card products for how people spend: FX/travel, shopping, and creator/freelancer payouts.
Investor note

NodeRails can own both merchant operations and customer payment familiarity, creating expansion beyond gateway fees.

Growth, Adoption & Proof

Backed by ecosystem partners, validated by leading builder programs, and already onboarding merchants ahead of broader market expansion.

Ecosystem backing W3X Incubation, LvlUp Ventures & BagsApp

Strategic incubation and distribution support to move NodeRails from product buildout into live merchant integrations.

10+ Merchants onboarded
150+ Active Users on Wallcard
500+ Users across socials & community
Live On
Google Play


App Store
Liquidity partners
10+ licensed partners for crypto-fiat liquidity across 120+ countries

On-ramp, off-ramp, and settlement coverage so merchants can move between stablecoins and fiat without rebuilding treasury ops in every market.

Strategic advisors
Mai FujiMoto Founder of Intmax & zERC20io
Yu Ayato Business Manager at Intmax

Advisor network helping NodeRails navigate ZK payments, ecosystem partnerships, enterprise GTM, and merchant adoption.

Recognition
Superteam Colosseum Frontier Hackathon Sidetrack Winner

Selected by one of Solana's highest-signal builder ecosystems, validating product velocity and technical depth.

Recognition
Uniswap Track Winner at ETHGlobal Lisbon 2026

Selected in the Uniswap Track at ETHGlobal Lisbon 2026, validating DeFi-ready payment rails and technical execution.

Recognition
Finalist at Sui Overflow 2026 DeFi & Payments Track

Recognized as a finalist in the DeFi & Payments Track at Sui Overflow 2026, validating payments innovation on Sui.

The payments market is enormous, and crypto infrastructure has barely penetrated it.

$3.3T

global digital payments revenue opportunity

Merchant commerce keeps moving online and cross-border
$350โ€“550B

Real-economy stablecoin payments

Early gateway revenue is still tiny relative to payment volume
<0.1%

current penetration

Room for a merchant operating layer to become the category default

Stablecoin payments are accelerating

Our market expansion in 5 stages over the next 5 years

Start with crypto and stablecoin payments, then expand into digital, POS, FX, and cash access each modeled at 1% capture and a 1% blended take rate.

Near-term 01
Crypto & stablecoin payments

$390B annual payment value

1% volume $3.9B
1% take rate $39M
Stage 02 02
Full digital payments

$33.8T online consumer payments

1% volume $338B
1% take rate $3.38B
Stage 03 03
Offline digital POS

$53.2T Tap to Pay, cards & POS

1% volume $532B
1% take rate $5.32B
Stage 04 04
Global FX

$194.6T currency conversion & cross-border

1% volume $1.95T
1% monetization $19.46B
Stage 05 05
ATM & cash access

$14.3T offline cash withdrawal

1% volume $143B
1% monetization $1.43B

Clear revenue layers from day one.

Payment volume is the wedge. Software, Wallcard, and infrastructure products expand ARPU as merchants scale.

Core revenue 01
1โ€“2% transaction fees

Merchant take rate on checkout, payment links, subscriptions, and invoicing. Volume-linked revenue from every payment processed on NodeRails.

Software revenue 02
Value-added services

Paid plans for advanced billing, disputes, compliance workflows, risk controls, analytics, and enterprise admin, with recurring SaaS on top of payment volume.

Consumer product 03
Wallcard revenue

On-ramp, off-ramp, top-ups, and in-app products on the wallet-card network. New consumer monetization beyond merchant gateway fees.

Infrastructure 04
Sub-product licensing

Components we built internally, including pricing API, multichain TX manager, and subscription engine modules, licensed to fintechs, wallets, and payment companies.

Competition exists. NodeRails wins on depth.

Most crypto gateways stop at checkout. Few combine subscriptions, disputes, fiat settlement, and consumer wallet UX in one platform.

Landscape Gateways vs operating stack

Coinbase Commerce, BitPay, and similar tools accept crypto but leave merchants to stitch together billing, compliance, settlement, and retention on their own.

NodeRails is built as the full merchant operating layer, not another single-feature gateway.

Why we win
Lowest settlement fees

Among the lowest crypto-to-fiat settlement fees for merchants at 0.3โ€“1.3%, depending on corridor and volume.

MTXM multichain TX manager

Our multichain transaction manager handles payment processing at 50K tx/sec with reliable cross-chain settlement.

Best subscription engine

Production-grade recurring billing, renewals, retries, and invoice lifecycle built natively for crypto merchants.

Team velocity

Founders with deep payments + crypto infra experience. We ship fast and have already live merchant operations in market.

Best UX & feature depth

One of the most feature-rich merchant platforms with checkout, links, dashboard, disputes, and Wallcard in a cohesive product.

Single operations platform

Acceptance, retention, risk, compliance, and settlement in one dashboard with no patchwork of vendors.

Raising to prove the merchant wedge, not just build more crypto payment features.

Capital is focused on converting early product proof into paid merchant adoption, measurable GMV, and enterprise-ready payment infrastructure.

Round ask Raising
$500K Pre-Seed

Capital turns the product into a paid merchant stack with measurable design-partner and GMV proof.

12-18 month target
100

paying merchant teams

$125K

monthly GMV target

~$2M

ARR base case

Use of funds
Product + payments infra

Checkout, billing, disputes, compliance, reliability.

45%
Design partners + GTM

Merchant pilots, founder-led sales, onboarding playbooks.

30%
Risk + enterprise readiness

Security, admin controls, policy workflows, legal setup.

20%
Ops reserve

Cloud, finance, compliance, and operating buffer.

5%

Team built for payments infra + crypto

Mohit Bhat

Mohit Bhat

Founder & CEO

Web3 infrastructure engineer across 15+ networks. Ex Fleek Network, Ex Singularity, Ex Accubits. 60+ hackathon wins, ETHGlobal finalist 4x, GSoC, Summer of Bitcoin, Ethereum India Fellow.

๐ŸขEx Fleek Network - Web3 Engineer ๐ŸขEx Singularity - Founding Lead Blockchain Engineer ๐ŸขEx Accubits ๐Ÿ“ฆEx Flipkart Grid ๐Ÿ†60+ hackathon wins ยท 15+ countries ๐ŸŒETHGlobal finalist 4x ๐Ÿ“šGSoC ยท Summer of Bitcoin ยท Ethereum India Fellow ๐Ÿ‘ฅMentored 50,000+ students
Jatin Gupta

Jatin Gupta

Co-Founder & CTO

Backend and fintech infrastructure engineer. Owns collections systems at Paisabazaar Payments. Experience across payments, cloud infrastructure, decentralized AI compute, and high-scale APIs.

๐ŸขPaisabazaar - Software Engineer, Payments & Collections ๐Ÿ’ฐRs 100Cr+ monthly collections managed ๐ŸขEx Planck Network - Backend Engineer โ˜๏ธEx Elucidata - 100K+ req/month APIs ยท AWS Infra ๐ŸขEx Scoreme Solutions - Project Lead ๐Ÿ†Top 2% Forage Program ๐ŸŽ“GirlScript Scholar โš™๏ธTerraform to Terragrunt migration ยท 80% infra effort reduction
Invest in our team you will never regret

Stablecoins solved settlement. Merchants still need the operating layer. That's what we're building at NodeRails. We'd love you on this round.

Mohit Bhat ยท Founder ยท NodeRails

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